About AutoSmart Insurance
AutoSmart is an innovative insurance provider offering diverse protection for Jamaican drivers, with coverage options designed with you in mind.
For some drivers, their vehicles are their livelihood. So whether you need auto insurance for business and commercial vehicles, like rentals, motorbikes, haulage contractors or public passenger vehicles (PPV) such as taxis and buses, AutoSmart offers something for everyone.
AutoSmart’s Mission
The younger a driver, the more difficult it can be to secure adequate insurance coverage. AutoSmart Insurance is adamant about solving this common problem for Jamaican drivers.
Underwritten by General Accident Insurance, a brand with roots that reach back more than 100 years, AutoSmart is uniquely positioned to provide insurance to underserved markets and young motorists, such as those under 25 years of age, inexperienced drivers, and even drivers with adverse claims histories.
If you’re young, have recently acquired a driver’s license, are new to the road — or have a spotty driving record — AutoSmart Insurance is there to support you with dedicated coverage options.
Expertise, Products, and Services For All Kinds of Drivers in Jamaica
In Jamaica, personal auto insurance is required by law.
With extensive experience and expertise in the auto insurance market, AutoSmart has developed a wide variety of products for an even wider range of drivers in Jamaica. With 10 products in its catalog, the firm offers tailored coverage options for private cars, retro wheels, motorcycles, fleets, and much more.
Whether you’re an employer or a single driver, there’s something for everyone:
- Private Car: AutoSmart’s standard offering, tailored for young drivers, new license holders, and those with adverse claims history.
- Retro Wheels: For drivers of cars, trucks, sedans, or SUVs that are 15 years old or older.
- Motorcycle: For motorcycle riders between 17 and 65 years of age with a valid driver’s license.
- Private Commercial: For trucks, tractors, pick-ups, and refrigerated trucks used for commercial purposes.
- Public Commercial: For those who use their own private vehicles for public-facing business.
- Private Passenger Vehicle: For employers that provide private transportation for employees.
- Public Passenger Vehicle (PPV): For route taxi and carriage drivers to protect themselves and their passengers.
- Petroleum Haulage: For the tanker haulage drivers that are subject to unique circumstances.
- Rental: For rental fleets of five or more vehicles.
- Young Motorist: For young young or inexperienced motorists.
Most products offer standard coverage levels, including:
- Comprehensive: Provides coverage for the driver’s vehicle and damage done to someone else’s property.
- Third Party Only: This cost-effective option protects drivers from loss against someone else’s property.
- Third Party, Fire and Theft: This option provides the same coverage as AutoSmart’s Third Party Only option with added protection against fire and theft.
Unsure which product or coverage option is best for you? Contact AutoSmart for more information and to get a quote in minutes.
Insurance For All: Increasing Accessibility and Meeting Drivers Where They Are
AutoSmart operates on one core mantra: “Insurance for all.” When other insurance companies shy away, AutoSmart is there to help.
Using a client-first approach to business, and as technology becomes increasingly more capable and widespread, AutoSmart has made strides to increase its capabilities and accessibility for drivers in Jamaica.
Clients and prospective clients can get in touch by traditional phone and email, but AutoSmart has also made itself accessible to customers on various forms of social media, including Instagram and the popular messaging app WhatsApp — wherever young drivers prefer to communicate.
And, when it comes to reporting claims, making payments and requesting quotes, AutoSmart’s new online client portal makes necessary insurance processes easier.
Young Driver? New Car? Need Coverage? Contact AutoSmart
From motor vehicles to buses and motorcycles, AutoSmart insures everything on the road. Get fast and convenient auto insurance coverage, pay premiums online, and get back on the road quickly after an accident.
With AutoSmart, customers enjoy benefits like:
- Minimal down payments (as low as 20%).
- No imposed limits on vehicle age.
- Fast service and assistance to get insured quickly.
- A wide selection of products to a diverse range of needs.
- And more.
To request a free quote, visit their website at www.autosmartja.com.
AutoSmart is powered by General Accident, a member of the Musson Group of Companies.