Comparing The Top Virtual Bookkeeping Services In 2022

Are you looking for a bookkeeper to help manage your business finances? If so, you may be wondering if it’s worth it to hire a virtual bookkeeping service. In this blog post, we’ll compare the top virtual bookkeeping services in 2022. We’ll discuss what each service offers and highlight the pros and cons of each as well as using a virtual bookkeeping service in general. By the end of this blog post, you should have a good idea of whether or not a virtual bookkeeping service is right for you.

What is a virtual bookkeeper?

A virtual bookkeeper is an online bookkeeping service that helps businesses manage their finances. Virtual bookkeepers can help with tasks such as invoicing, tracking expenses, and preparing financial reports. They typically work with small businesses and startups that don’t have the resources to hire an in-house bookkeeper.

There are many benefits of using a virtual bookkeeping service. First, it can save you time and money. You won’t have to train someone on your accounting software or pay for office space. Second, you’ll have access to experts who can help you make better financial decisions. And third, you can scale your bookkeeping services up or down as needed, which gives you flexibility.

When choosing a virtual bookkeeping service, there are several things you should keep in mind. First, consider your budget. The services on this list range in price from $49 to $125 per month. Second, think about the features you need. Make sure the service you choose offers everything you need to run your business effectively. Finally, consider the size of the firm you want to work with. If you’re looking for more personalized service, you may want to consider working with a smaller firm.

Now that we’ve covered what a virtual bookkeeper is and what to look for, let’s compare the top services in 2022.

Bench is one of the leading virtual bookkeeping services. They offer monthly plans starting at $125 per month. With Bench, you’ll get access to a team of US-based certified public accountants (CPAs) and bookkeepers. They’ll handle all of your bookkeeping tasks, including invoicing, tracking expenses, preparing financial reports, and more.


– Responsive and prompt help

– Excellent Communication

– They offer a money-back satisfaction guarantee.


– Bench is one of the more expensive virtual bookkeeping services.

– Lacks Integrations with some other financial services. is a leading virtual bookkeeping service for small businesses and startups that uses AI. Zeni leverages a seamless blend of artificial intelligence and human finance experts to perform daily bookkeeping and manage every financial need of a startup for a flat monthly fee.

The speed and accuracy of this approach gives startup founders real-time access to key financial insights for the first time via the Zeni Dashboard — including burn rate, operating expenses, cash/card balance, revenue by product, month-end reports, and more.


– 3 Different Tiers depending on your needs

– Daily Bookkeeping Frequency

– AI-powered Insights

– Financial Concierge Available for Calls


– As with any new AI technology you will want to double-check its work to be fully confident in its results.


Xendoo provides weekly bookkeeping, tax consulting, and tax preparation and filings. Xendoo includes a free subscription to Xero accounting software and the basic QuickBooks online subscription. Xendoo charges flat-rate pricing on either an annual or monthly basis. All plan features are clearly listed on the pricing page. Users can select the plan that fits into their monthly expenses and continue to register online to get started. Xendoo includes priority support in all packages. Xendoo partners with best-in-class Gusto for payroll. Xendoo customers get 20% off payroll fees, clearly listed on the Gusto website.


– Knowledgable assigned bookkeeper and accountants who get to know the in and outs of your business

– Free and Inexpensive price tiers make it affordable for any size business or startup

– Get on-time reports for your business each month with weekly digital reconciliation 


– Beware of automated tools. Some users report having all their transactions deleted by “quick clean up” functions.

– Some items are reconciled under “unknown” and there are additional fees for full reconciliation.

1-800 Accountant

1-800 Accountant is a leading virtual bookkeeping service for small and newly formed businesses looking to scale through proactive accounting practices. They offer monthly plans starting at $125 per month. With 1-800 Accountant, you’ll get an End-to-end accounting platform with bookkeeping, tax prep, payroll, and ongoing advisory services. 1-800Accountant uses its own proprietary software called ClientBooks.


– They match you with a CPA who knows the ins and outs of your industry and state

– 1-800 Accountant offers a 30-day refund window to try before you buy.

– Their pricing is flat-rate, not hourly. 


– Negative reviews mention hidden fees

– Users complain of drop off of support after the refund window expires

– App users complain about bugs and crashes

Smaller Local Firms

There are also many smaller, local firms that offer virtual bookkeeping services. If you’re looking for more personalized service, you may want to consider working with a smaller firm. These firms typically charge less than the larger, national firms since they don’t have a multimillion-dollar ad budget, and can often give you a more dedicated personalized experience. There’s also the added benefit of supporting a local business. You’ll still want to do your research and find the best one in your area, but this is often a good option to take. 

Bookkeeping Software

Not everyone will need to work with a bookkeeper, full-time or virtual, and simply using a robust bookkeeping program can save you a lot of money. Two leading options, QuickBooks and Xero, have free versions that support businesses with very simple needs and paid versions that offer more comprehensive features for businesses that are starting to scale.

QuickBooks Self Employed

QuickBooks Self Employed is an excellent option for sole proprietors and freelancers who need to track their income and expenses. The service starts at $10 per month, but you can get a 50% discount if you sign up for a yearly plan.


Xero is another excellent option for small businesses and startups. They offer monthly plans starting at $9 per month. With Xero, you’ll get access to all of the features you need to manage your finances, including invoicing, bank reconciliation, and financial reporting.

No matter which virtual bookkeeping service you choose, you’ll be sure to save time and money. With a virtual bookkeeper, you won’t have to worry about training someone on your accounting software or paying for office space. You’ll also have access to experts who can help you make better financial decisions. And, most importantly, you’ll be able to focus on what you do best – running your business.

Interesting Related Article: “6 Tips for Creating a Successful Bookkeeping Business