Hiatus Review: Can This Financial Planning App Really Save You Money?

Juggling monthly bills and sticking to a budget is tough, right? Well, that’s where Hiatus comes in, creating quite a buzz for helping people manage their finances and even slashing monthly bills, sometimes by a lot. It’s not your average budgeting app – Hiatus steps up the game by negotiating your bills and keeping an eye on your subscriptions.

What makes Hiatus really cool is that it’s like having a financial assistant in your pocket. Just like BillTrim, it actually gets in there and fights to lower your expenses. From tracking your monthly spendings to haggling over your bills, Hiatus is an all-in-one tool for anyone looking to get their finances under control. Curious to see how it works and if it’s right for you? Keep reading this Hiatus app review as I dive deeper into Hiatus and what makes it stand out.

What Is Hiatus?

Hiatus is more than just an app; it’s a financial lifesaver founded in 2016 by David Callis and Todd Gower. With its roots in New York and North Carolina, Hiatus has quickly become a go-to tool in the world of financial tech. It’s won over a million users and has had a hand in analyzing billions of dollars in transactions. The app is all about boosting your financial wellness, keeping tabs on your regular bills, and making sense of those pesky subscriptions.

What really sets Hiatus apart is how it pulls all your accounts into one place. You can see everything from your daily transactions to your biggest expenses, all neatly laid out. This gives you a crystal-clear picture of your spending patterns and helps you understand where your money’s going. For anyone trying to get a grip on their finances, Hiatus is like having a personal finance coach in your pocket, simplifying what can often feel like an overwhelming task.

Hiatus Features

Here are the features that users love about the Hiatus App: 

  • Bill Tracking: Hiatus keeps an eye on all your monthly bills and subscriptions, ensuring you’re up-to-date with your financial commitments.
  • Bill Negotiation: It actively works to negotiate your bills, aiming to lower your costs wherever possible.
  • Subscription Management: The app helps you spot and cancel any unwanted subscriptions that might be draining your funds.
  • Budgeting Tools: Although not as robust as some services like Tiller Money, Hiatus provides tools to help you set up and stick to a monthly budget, making financial planning more manageable.
  • Account Monitoring: It tracks your bank balances to help you avoid overdraft fees.
  • Customizable Alerts: Stay informed with reminders for upcoming bill payments and subscription renewals.
  • Secure Data Integration: Your data is safe with Hiatus, thanks to bank-level 256-bit encryption, ensuring top-notch security.
  • Net Worth Tracking: Get a clear view of your overall financial status with net worth tracking features.

Hiatus Pricing

Hiatus keeps its pricing simple with two straightforward options. There’s the free version, great for anyone who just wants the basics in budgeting and financial tracking. This plan is ideal if you’re keen on keeping a close eye on your money without spending a dime.

But if you’re looking for something more, Hiatus Premium is where it’s at. For $10 a month, you get the whole shebang – advanced features like bill negotiation and detailed account monitoring. The coolest part? Whatever savings Hiatus clinches for you, say on your phone or cable bill, they’re all yours. No hidden fees or extra charges.

Hiatus Competitors

Hiatus is a great choice for your financial management app needs, but they aren’t the only show in town. I will cover a couple other financial planning apps that deserve mention.

  • Playbook: Playbook is a financial planning app focusing on tax optimization and financial growth, especially for high-income earners and self-employed individuals. Its key feature is identifying tax-saving opportunities by analyzing users’ financial accounts. Priced at $19 per month, Playbook offers a user-friendly interface, strong security, and strategic investment guidance. While it lacks advisory services and has a short track record, its innovative approach to leveraging tax-advantaged accounts makes it a valuable tool for those looking to maximize their wealth through smart tax planning.
  • Raisin: Raisin, previously SaveBetter, is shaking up the savings scene with its online marketplace. It connects savers to a variety of high-yield options from FDIC-insured banks and credit unions, all in one spot. What’s cool about Raisin is that it makes managing different savings products super easy, and there are no fees for the customers. Plus, with top-notch security measures, it’s a secure and efficient way to watch your savings grow without the hassle of juggling multiple accounts.


Hiatus is a standout app that does more than just budgeting; it actively helps you save money. From monitoring bills and subscriptions to negotiating them down, Hiatus is like a financial assistant that you carry around in your pocket. It’s especially great for those who find the whole financial management process overwhelming.

With both a free and a $10 premium version, it caters to different needs and ensures the savings it finds are yours to keep. If you’re curious about how Hiatus can streamline your financial life and whether it’s the right fit for you, Click Here to get started today!