Several Ways to Get Professional Addiction Treatment Without Insurance

We are all exposed to different challenges in life. Some of them can lead to dependency or addiction. It takes courage to openly admit there is a problem. It is also, however, most likely a step in the right direction – back to good health and strength.

Becoming aware that you are addicted is often a frightening prospect. Remember that you are not alone. There are millions of people across the world who understand where you are and what you are going through.

What to do if you have understood that you are, say, drug or alcohol addicted?

Unfortunately, addiction is a catastrophic problem that could destroy your life if you don’t keep it under control. The best place to start is by checking yourself into rehab. Fortunately, there are very good rehab centers in most big cities.

Acknowledging addiction

Some people feel blue after acknowledging they are addicted. They are afraid. Afraid of being ill. Afraid of death. Afraid of making inconveniences and insulting the beloved. They feel inner pain, and this may cause relapses. Other people feel sorry and try to limit their addiction-substance. Sometimes they make success, sometimes they do not. Most of them break away in some time. That is why it is better to get special professional addiction treatment.

However, you may face several difficulties even if you have consciously decided to treat your addiction. One of the most common problems, in this case, is the lack of money to pay for the rehab. If you have insurance, it may cover the whole or a part of the treatment. However, the question is what to do if you have no money and no insurance?

How much does rehab cost without insurance?

There is no ultimate correct answer to this question. The cost of a rehab program varies due to the type of detox program, its length, the type of facility and services it offers.

  • Inpatient type of detox treatment means that you live in the territory of the facility during the whole period of recovery. This may also be called residential treatment because such facilities offer 24-hour medical assessment, supervision, and treatment. The duration of such program also varies from a couple of days to a few weeks. The duration depends on your individual needs and the type of substance you are dependent on. The duration outpatient addiction treatment programs permit you not to stay at the facility, but to live at your place. Here you have a higher level of responsibility because you are not under supervision 24 hours per day. You can enjoy your life and take care of your family while undergoing this treatment.
  • In case you decided to try medically assisted and supervised type of treatment, it would involve the use of different kinds of strategies, tools, and pharmaceutical intervention for preventing the possible withdrawal process and making you feel comfortable while eliminating the drug from the organism.

The type of facility and the type of rehab program determine the difference in price. Inpatient rehab would definitely cost more than an outpatient one. However, this is not the only factor that influences the price. There are many kinds of rehab programs, traditional and untraditional, and the methods used during recovery may also influence the price.

Where can you ask for help for addiction without insurance?

The first option is a kind of a “sale”. You may find a rehab, which provides expedited treatment and services for some categories of people. These categories are people under 18, people older than 65, pregnant women, homeless people, and those, who have severe medical problems. If you fall into one of these categories, the price would be lower.

The other option is to find a good rehab without insurance. This does not mean that you do not pay for the treatment at all. This means that someone may pay for you. The possible options are:

Some state-funded rehab facilities also provide help for addiction without insurance. They can offer the either free or low-cost program of treatment for people, who can officially prove their financial need. Such programs are possible for those residents of the country, who can document their addiction.

Depending on your credit score, you theoretically may get a loan. Such an option does not require giving the money back until you have gone under the treatment completely and can continue working. The interest rate in such loans is fairly low.

You may get a scholarship or a grant as financial help for addiction without insurance. In most cases, a foundation, some non-profit organization or the rehab facility itself can offer a scholarship or a grant. For getting such help, you need to fill in the special application, which usually includes an interview (or an essay), documentation about your medical needs and some other things, which may vary from facility to facility.

Remember that no insurance does not mean any options. Dealing with addiction is not easy, nevertheless, modern society provides many options to help people overcome their addiction. Do not be too shy to ask for help, because this may save your life.