Top 6 Exciting Swedish Fintech Companies

There’s been many fintech companies and startups in Sweden lately, and it’s caught the eye of the industry worldwide.

This article lists six startups and companies to watch in 2021 and some of their details and best features. These could include companies that help you pay online, like PayPal, or companies that allow you to procure loans and mortgages, like


Klarna was founded in 2005 and has been growing ever since. Despite hitting a slight bump in 2019, the company is the world’s second most valuable fintech, with a valuation in June showing it was worth $45.6 billion in June of this year. But, what do they do?

Klarna is an online shopping facilitator that allows you to buy products today and pay for them in three interest-free instalments, each 30 days apart. They advertise that you can “Buy now, pay later” and “spread the cost” so you don’t spend too much money in one day. The company also offers a credit card option that allows you to pay the amount in six to 36 months.


It used to be easy to pay someone for goods or services. Simply write out a cheque or hand them some cash. These days, most of our salaries are delivered directly into our bank accounts, and we buy and sell to people all over the world. But, it’s still so difficult to get money from one bank account to another during these transactions.

That’s where Trustly comes in. They are an account-to-account payment platform which means there’s no withdrawing or depositing from your bank account into an online wallet, and they handle every step of the payment for you. All you need to do is buy the product, and Trustly will take care of the rest.


Loans from traditional banks often have complicated or hidden terms and insane interest fees. Lendify is on a mission to change that. The company is Sweden’s most prominent bank challenger, and it’s easy to see why.

Lendify promises simple terms that are easy to understand and lower interest rates that are clearly set out beforehand. They also claim to have improved the traditional banking business model to improve service and help you save money. Their mission is to stop citizens from paying for inefficient business models and make banking as easy and painless as possible.


Whether you’re seeking asylum or reaching for a better life, moving to a different country is challenging. Even if you can speak the language and understand the culture, you’re likely to face banking, communication, and work issues. Rebtel is here to help!

This company has partnered with leading Kinnevik group companies to offer immigrants a simple communication, banking, and work platform to make the dream of finding a better life in another country a reality. Rebtel is committed to cultivating an international culture and making it easier than ever for immigrants to reach their goals.


Safelo provides an easy platform to buy and trade Bitcoin and other cryptocurrencies through various payment methods. It simplifies the complicated stats and charts you encounter online for these cryptos and makes understanding and exchanging them quick and easy. The company believes cryptocurrency should become a standard form of payment internationally.

You can buy and sell cryptocurrencies and pay and receive payments via Bankgiro, SEPA, International Bank Transfer, Handelsbanken Direkt, and Swish, to name a few. It’s not just the big shot investors and the miners that can make money from cryptocurrency. You can too, and Safelo has made it easier than ever. Just download their app and start trading.


In the rush of the modern world, it isn’t easy to find the time to go to the correct institution or website and pay each bill every month. Most people simply don’t have the time, and these things can be a great source of stress. Billhop has the solution.

With Billhop, businesses and individuals can pay their bills online via credit card. Simply go to their app or website and pay all your bills with the click of a button. There’s no more standing in lines or waiting for governmental websites to load.


Financial technology, or fintech, has come a long way in the last decade, and Europe is one of the learning countries in fintech startups and scaleups.

Interesting Related Article: “How Fintech Is Transforming the World