UK vs Non-GamStop Casinos – Why Credit Cards are No Longer Accepted

The UK authorities have been increasing online gambling restrictions in recent years, with more significant changes on the way. There are several reasons for these restrictions, but a lot of responsible gamblers are now looking at the likes of non-GamStop casinos to get a freer playing experience.

One of the big areas that the UK Gambling Commission (UKGC) has clamped down on is the use of certain deposit and withdrawal methods. In April 2020, a ban on the use of credit cards for gambling purposes came into effect. This article will look at why this ban came into place and what alternatives UK casino game players can use.

Why did the UKGC Ban Credit Cards?

The UKGC announced that it was enacting a ban on credit cards being used for gambling purposes from April 2020. The gambling regulator was concerned that people were using money that they could not afford to lose through the use of credit. This would see problem gamblers getting into debt as a result of credit card gambling.

The UKGC wanted people to only gamble with funds that they already had in their bank account, which is why debit card transactions are still allowable.

This is just one of the significant restrictions the UKGC has implemented on casino sites. It has also curtailed certain types of game features, betting sizes, and requires extensive player verification checks. With an ongoing review of UK gambling legislation, it looks like more significant restrictions will come into effect in the not too distant future.

Debit Cards and Prepaid Cards

If you are looking to add funds to your online gambling account without using a credit card, then debit cards and prepaid cards are extremely popular options. Nearly every GamStop UK casino or non-GamStop casino will accept deposits and withdrawals through reputable card providers.

This predominantly means Visa and MasterCard options, as well as prepaid cards such as Paysafecard. As you can only deposit funds that you currently have in your possession, you are less likely to go into debt than if you were using a credit card.


Another extremely popular way to conduct online gambling transactions is through e-wallets. These are effectively digital wallets where you can store funds and safely use this money on third-party platforms, such as online casinos.

Many different e-wallet options are out there today, with PayPal, Neteller, and Skrill being among the most commonly supported. While you can add funds to most e-wallet accounts through credit cards, this is not going to be a workaround to the UKGC’s ban on credit card gambling as there are relevant restrictions in place if you try to do so.

Bitcoin and Other Cryptocurrencies

Cryptocurrencies have become very popular in a short space of time. They are different types of digital currency that are known for being very safe thanks to the use of blockchain technology. They also tend to have ultra-fast processing times and minimal transaction fees.

Finally, they are a great way for people to protect their privacy when making or receiving payments. Some of the most popular cryptocurrencies today include Bitcoin, Litecoin, Ethereum, and Ripple.

There are even some non-GamStop platforms that are no registration casino sites, meaning that you can play real money casino games using cryptocurrency without needing an account. However, the UKGC requires extensive verification checks for players at UKGC-licensed sites.

As well as providing proof of your identity and residence, you may be asked to verify your source of funds. This means that cryptocurrency is not really going to be as widely supported by most of the GamStop sites.

Are Credit Card Best Left at Non-GamStop Casinos?

When it comes to the use of credit cards for gambling purposes, there are pros and cons to be considered. While the UKGC has banned licensees from offering this payment method, non-GamStop casinos will still allow you to add funds to your account through a credit card.

Generally, credit cards are a great way for financially responsible people to make deposits. These types of cards are one of the most secure ways to conduct transactions, as you have enhanced consumer protection. If some issue occurs, you will be able to get your funds returned to you.

This is not the case with debit cards, where money transfers cannot be cancelled or returned once they have processed. Some people may also use a credit card frequently in an effort to build up a good credit history, showcasing that they have a track record of meeting their repayments in full.

The disadvantages of using credit cards for gambling purposes are obvious. Problem gambling is a serious issue, with people often getting themselves into a lot of debt as a result of their gambling. They can bet with money that they do not have by using credit cards. This can lead to hefty penalty rates if they fail to meet their repayments.

Non-credit card payment methods can also lead to problem gamblers getting in tricky situations. For example, someone can use a debit card to add funds to their gambling account that are needed to pay rent or certain bills.

At the end of the day, credit cards should only be used by those people who are in control of their spending and do not suffer from any problem gambling behaviour.


Due to the credit card ban, problem gamblers can no longer directly get themselves into the red when playing at UKGC-licensed casinos. While credit cards are no longer available for use on these casino sites, there are still many useful alternative payment methods that can be used. The likes of debit cards, e-wallets, prepaid cards, and cryptocurrencies are currently some of the most popular options.

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