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| Company | Capital One Financial Croporation |
| Headquarters | 1680 Capital One Drive, McLean, VA 22102, USA |
| Chairman, CEO and President | Richard D. Fairbank |
| CFO | Stephen S. Crawford |
| Industry | Financial Services |
| Founder | Richard D. Fairbank |
| Founded | 1995 |
| Type | Public |
| NYSE stock symbol | COF |
| Net interest income | $19.397 billion (2014) |
| Net income | $4,428 million (2014) |
| Earnings per share | $7.59 USD (2014) |
| Employees | 46,000 (2014) |
| Website | https://www.capitalone.com |
| Corporate contact number: | +1-703-7201000 |
| Investor relations email: | [email protected] |
Capital One Financial Corporation is a financial services holding company with a broad range of banking and non-banking subsidiaries. It specializes in credit cards, mortgages, car loans, banking and investment products.
The company, which was established in 1995, is headquartered in McLean, Virginia, USA.
It is publicly traded on the New York Stock Exchange (NYSE) under the stock ticker symbol ‘COF’.
In 2013 Capital One was the fourth largest issuer of Visa® (“Visa”) and MasterCard® (“MasterCard”) credit cards in the United States and one of the nation’s 10 largest banks based on deposits.
It serves its banking customer accounts through the internet and branch locations, which are mainly located in New York, New Jersey, Texas, Louisiana, Maryland, Virginia and the District of Columbia.
Its main subsidiaries are:
Capital One Bank (USA), National Association (“COBNA”), which provides on credit and debit card products.
Capital One, National Association (“CONA”), which offers a broad spectrum of banking products and financial services to consumers, small businesses and commercial clients.
Capital One Financial is comprised of three primary business segments: Credit Card, Consumer Banking, and Commercial Banking.
On February 17, 2012, Capital One acquired ING Direct.
| Income data (in $ millions) | 2014* | 2013* |
| Interest income | $19,397 | $19,898 |
| Interest expense | $1,579 | $1,792 |
| Net interest income | $17,818 | $18,106 |
| Net interest income after provision for credit losses | $14,277 | $14,653 |
| Non-interest income | $4,472 | $4,278 |
| Non-interest expense | $12,180 | $12,353 |
| Income from continuing operations before income taxes, net of tax | $6,569 | $6,578 |
| Income tax provision | $2,146 | $2,224 |
| Income from continuing operations, net of tax | $4,423 | $4,354 |
| Loss from discontinued operations, net of tax | $5 | $(233) |
| Net income | $4,428 | $4,121 |
| Net income available to common stockholders | $4,343 | $4,051 |
| Balance sheet data (in $ millions) | ||
| Total assets | $308,854 | $296,933 |
| Total liabilities | $263,801 | $255,301 |
| Total stockholders’ equity | $45,053 | $41,632 |
| Common share data (in $) | ||
| Earnings per Common Share – Basic | $7.71 | $6.99 |
| Earnings per Common Share – Diluted | $7.59 | $6.89 |
| Cash flow data (in $ millions) | ||
| Net cash provided by operating activities | $9,304 | $9,984 |
| Net cash(used) provided by investing activities | $(15,991) | $(3,721) |
| Net cash provided(used) by financing activities | $7,638 | $(18,472) |
| Cash and cash equivalents at beginning of period | $6,291 | $11,058 |
| Cash and cash equivalents at end of period | $7,242 | $6,291 |
*Years Ended December 31
Source: “Capital One Financial Corporation Form 10-K 2014”