Many people are unaware of the fact that a credit card can be very useful in enhancing their travel experiences. If you are a frequent traveller, you can effectively use a credit card to gain access to a host of perks including exclusive discounts, offers, and attractive lifestyle privileges. Besides conveniently managing your expenses with one swipe of your credit card, getting these perks is a bonus that can make your trips all the more worthwhile!
Travel credit cards
A travel credit card is curated for those who are frequent travellers. These cards offer various travel discounts and offers with which the cardholder can save a decent amount of money. Travel credit cards also offer reward points that cardholders can then use to lower their travel-related expenses. There are various travel credit cards offered by banks that offer these reward points in the form of ‘miles’, which can then be redeemed by getting discounts while booking flight tickets and making hotel reservations.
Here are some of the key features of premium credit cards that you can benefit from while travelling:
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Welcome bonus
Premium travel credit cards often include welcome bonuses which can help you save money on your next trip. These bonuses could include vouchers for a class upgrade, complimentary flight tickets, reward points, and so on. The best premium credit cards in India include attractive joining bonuses, so make sure to pick one that helps with making your travel more affordable. For instance, with an IDFC FIRST Wealth Credit Card, you can get a voucher for Rs 500 on spending Rs 5,000 or more within the first 30 days of getting the card.
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Travel insurance
If you travel a lot, it is ideal to be covered under travel insurance. Most travel credit cards include some sort of basic coverage which is similar to the coverage provided by travel insurance policies. However, a premium credit card should provide you with a variety of insurance covers. With the FIRST Wealth Credit Card, you can be protected under travel insurance of $1,200. Not just this, you are also provided with Rs 10 lakh worth of personal accident cover, Rs 1 crore worth of air accident coverage, complimentary roadside assistance of Rs 1,399, as well as a 1% fuel surcharge waiver of up to Rs 400.
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Milestone offers
Constantly travelling throughout the year involves a lot of expenses. However, you can bring these expenses down by having a premium credit card, since this card lets you accumulate reward points every time you travel and use it. If you use your FIRST Wealth Credit Card and spend up to Rs 30,000 per month, you can get 3x and 6x reward points on offline and online purchases respectively. Crossing this threshold could get you 10x reward points, which you could then use for online and in-store purchases.
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Lifestyle privileges
Travelling frequently can bring you a range of discounts on your movie tickets, dining bills, and much more! With a FIRST Wealth Credit Card, you can get buy-one-get-one movie tickets, up to a 20% discount on over 1,500 restaurants, more than 300 year-long merchant offers, as well as up to a 15% discount on over 3,000 health and wellness outlets.
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Exclusive lounge access
Who doesn’t fancy the airport lounge where travellers get to enjoy a host of amenities such as an exclusive comfortable waiting area, fast Wi-Fi, complimentary food and drinks, and more? The airport lounge access is generally reserved for first-class and business-class passengers. If you are a frequent traveller, you can get airport lounge access through your travel credit card. FIRST Wealth cardholders get 4 complimentary domestic and international airport lounge and spa access passes every quarter. They also enjoy limousine service discounts, airport fast-track immigration service discounts, a concierge facility, 2 complimentary golf rounds, as well as premium benefits in over 900 luxury hotels across the globe!
So, these are some of the features that you should look out for in a premium travel credit card. After going through the above-mentioned features, it would be ideal to consider IDFC FIRST Bank if you are looking to apply for a new credit card to get unparalleled privileges on your travels!