Is it Taking Unnecessary Time for the Car Crash Claim to Pass? Find Out Why!

Suffering from a car crash due to the negligence of the other driver can leave a severe mark on your life. You have to go days without wages, you cannot attend the workplace, and also there can be long-term medical care required to treat your injuries. In this situation, the insurance company of the faulty motorist is liable to pay you compensation. 

However, the settlement claim can be dragged on for years and months, which can become stressful. So, here are the reasons why the claim can take a long time to settle. 

1. Evidence should be collected 

When you prove that the driver is negligent and due to which the collision was caused, leading to severe injuries and damages, then the insurance company is liable to pay you the compensation based on the existing law. However, you must have enough proof to support the incident; collecting this evidence can take a long time. You require a police report, photos and video taken at the crash scene, business surveillance footage, eyewitness statements, medical records and bills, pay stubs and other documentation of your wage losses, repair estimates, and receipt, other motor vehicle’s black box, insurance policies, and expert witness reports.

2. You are still recovering from the injuries 

If the injury is too severe, it can take a long time to settle, which would also impact the settlement of the claim. You should only pay the claim once and if you reach the maximum medical improvement. You should fully recover from your injuries, and the doctor should give you a final prognosis. If there are multiple injuries, then you have to wait for a long time so that you can seek settlement for future medical expenses, lost wages, pain and suffering, etc., after discussing with car accident lawyers San Diego.

3. You have suffered from long-term injury 

The injuries caused due to the motor collision resulted in life-altering damages. You might need medical treatment throughout your life or for a very long period. It might have also led to some permanent disability so that the claim would be higher, and the insurance company would fight for a long time before setting the claim.

4. The insurance company disputes your claim

Insurance companies can try to raise a dispute in your claim or implement practices to deny your claim, which would delay paying you and also force you to accept less compensation than you deserve. It would help if you talked to your attorney to help collect the additional evidence and hire expert witnesses in such cases. 

5. You must get your case litigated

Most accident cases are settled before the scheduled jury trial, but not all are resolved outside court. So, you need to file a lawsuit against the driver who caused the accident and ask for a deadline to sue if the insurance company refuses to be reasonable. Your case can take over a year if you claim it must be prosecuted. 

Summing it up:

So, if you have suffered a car accident, you need to speak to an experienced personal jury attorney and schedule a consultation to help you. They can help you settle the case without dragging it any longer.