MyBalanceNow Uncovered: Mastering Gift Card Management

Using the gift cards can be overwhelming for beginners, but MyBalanceNow is here to help, serving as the ultimate guide to managing your gift card balances. This platform provides convenience and simplicity for users who want to check and manage their gift card balances, particularly for Target gift cards. Whether you are a regular gift card user or just getting started, understanding how MyBalanceNow works will help streamline your experience and make the most out of your gift card usage.

This article will cover everything you need to know about MyBalanceNow, from checking your Target gift card balances to using your gift cards at various online and in-store merchants. Additionally, it will explore how MyBalanceNow and Target are connected and address common questions related to gift card management. By the end, you’ll be armed with all the information necessary to confidently and effectively use your gift cards.

Key Takeaways

  • MyBalanceNow is a convenient platform for managing gift card balances, particularly Target gift cards
  • The guide covers checking balances, using gift cards at different merchants, and the connection between MyBalanceNow and Target
  • The article answers frequently asked questions related to gift card management.

MyBalanceNow Explained

MyBalanceNow is a convenient online platform for managing your Target Visa and Target MasterCard Gift Cards. With this service, you can check your card balance, manage your account, and learn about different gift cards with ease.

When you receive a Target prepaid Visa or MasterCard gift card, activating it is using MyBalancenow a simple process. To select a PIN for your card, visit Having a PIN ensures your transactions are secure and allows you to use the card as a debit card at participating stores.

Keeping track of your card balance is essential for an efficient gift card management. MyBalanceNow provides you with an easy solution to monitor your balance and ensure you never run out of funds unexpectedly. To use your card, simply present it during the payment process, and the purchase amount will be deducted from your available balance, including any applicable sales tax.

If you want to use your prepaid Visa, MasterCard, or American Express Gift Card online at, the process is also straightforward. Simply enter the gift card as a credit card payment, and provide the CVV code during the checkout process.

Checking Target Gift Card Balance

Maintaining a clear view of your Target Gift Card balance is essential for making the most of your shopping experience. To check your gift card balance, you have several convenient options available. Keep reading to learn the different methods for checking your Target Gift Card balance confidently and easily.

One of the easiest ways to check your balance is to visit This online portal is designed specifically for managing your Target Gift Card. Simply enter your 15-digit card number and the access number or PIN to view your card balance. Ensure you have your gift card handy, as you will need these numbers to access your balance information.

Another method for checking your gift card balance is by calling Target’s dedicated phone line for Gift Cards at 1-800-544-2943. The automated system will prompt you to provide your card number and access number or PIN. Once you submit this information, you will receive an instant update on your current card balance and can also hear about your last five transactions.

If you prefer using the Target website, you can easily check your card balance by accessing your Target account. Make sure you are logged in, then navigate to Account/Name and select Gift cards. The list of your saved gift cards will appear, allowing you to review each card balance individually. If your Target Gift Card is not saved in your account, you can still check the balance following the process mentioned earlier on

Keep these methods in mind when managing your Target Gift Cards to ensure you always have a clear understanding of your available funds. By frequently checking your balance, you can confidently plan your shopping experience and maximize the utility of your gift cards.

Using Gift Cards at Different Merchants

Gift cards can be a versatile and convenient option for making purchases at various types of merchants. In this section, we will discuss how to use gift cards for shopping, dining, and fueling.

Shopping with Gift Cards

When shopping at retail stores like Target or supermarkets, using gift cards is simple:

  1. Select the items you wish to purchase.
  2. Present your gift card at the checkout counter.
  3. The cashier will deduct the purchase amount from your gift card balance.

For online shopping, follow these steps:

  1. Add items to your online shopping cart.
  2. Proceed to the checkout page.
  3. Choose the option to pay with a gift card or enter the gift card number and PIN code, if required.
  4. Your purchase amount will be deducted from the gift card balance.

Keep in mind that some merchants may not accept gift cards for certain types of products, such as alcohol or tobacco.

Dining with Gift Cards

Many restaurants, both casual and fine dining, accept gift cards as a payment method. To use a gift card at a restaurant:

  1. Order your meal and enjoy it.
  2. When it’s time to pay the bill, present the gift card to your server.
  3. Your server will deduct the bill total from your gift card balance.

It’s important to note that some restaurants may have restrictions on using gift cards for certain promotions or alcohol purchases. Check with the restaurant beforehand if you have questions.

Fueling with Gift Cards

You can also use gift cards at gas stations to cover fuel expenses. Here’s how:

  1. Ensure the gas station accepts gift cards by checking for signage or asking an attendant.
  2. Pull up to the pump and insert the gift card into the card reader.
  3. Select the type of fuel and begin pumping.

For some gas stations, you may need to go inside to pay with the gift card. Simply provide the attendant with your card, and they will process the transaction for you.

In summary, gift cards can be a convenient payment method for various types of merchants, including shopping, dining, and fueling. Be sure to check with each merchant regarding any restrictions or limitations on using gift cards for certain purchases.

MyBalanceNow and Target

Target is a popular retail store, and its gift cards are sought after, perfect for shopping or gifting. To make managing Target gift cards more convenient, MyBalanceNow is an indispensable tool.

As a gift card holder, MyBalanceNow becomes a central hub for managing your cards’ information. To access the website, simply navigate to Here, you will find the option to securely enter your card details and obtain your current balance.

MyBalanceNow also allows you to select a PIN for your Target Gift Card. This is especially useful when shopping online at, where you can enter the gift card as a credit card payment method, using the selected PIN and the CVV code during the checkout process.

Regular Target Gift Cards can be easily checked for balance by calling 1-800-544-2943, but MyBalanceNow is a more effortless way to manage your card. The website not only provides your current balance but also displays the last five transactions, enabling you to track your expenses better.

In case you’re using a Visa, Mastercard, or American Express Gift Card, MyBalanceNow functionality allows you to manage these cards as well. Remember to activate your card when needed, as some cards may require activation through a toll-free phone number provided on the card.

In a nutshell, MyBalanceNow takes the hassle out of managing your multiple Target Gift Cards and other third-party gift cards, providing a simple and effective platform for monitoring your balances and transactions. Spend your time shopping and enjoy the convenience MyBalanceNow has to offer.


How do I check a Visa gift card balance?

To check the balance on your Visa gift card, you have several options:

  1. Visit the issuer’s website and enter your card details to check your balance online. Some websites may require you to create an account for this purpose.
  2. Call the toll-free number listed on the back of the card and follow the automated instructions to check your balance.
  3. Check the sales receipt from your most recent transaction, as some retailers provide the remaining balance on the receipt.
  4. Ask a cashier to check your balance during a transaction at a store that accepts Visa gift cards.

Why is my gift card not working?

If your gift card is not working, there could be a few reasons:

  • The card has not been activated yet. Check if there are activation instructions or a sticker on the card with a toll-free number.
  • The retailer might not accept the type of gift card you have (e.g., Visa, Mastercard, American Express). It’s crucial to double-check whether the store accepts your gift card before making a purchase.
  • The card’s balance may be insufficient for the transaction. You can check your gift card balance using one of the methods mentioned in the previous answer.
  • The card may have expired. Gift cards usually have an expiration date, which is typically printed on the card itself or can be inquired by checking the balance.
  • Technical issues may occur with the store’s card reader, the gift card network, or the gift card itself. In such cases, you may want to try the transaction again later or at another store that accepts your gift card.

How do I activate my Visa gift card?

Many Visa gift cards come activated and ready to use. However, if your gift card requires activation, follow these steps:

  1. Locate the sticker on the card with activation instructions and a toll-free phone number.
  2. Call the provided phone number and follow the automated instructions. You may need to provide personal information and the gift card number for activation.
  3. In some cases, the card issuer may require you to visit their website for activation. Visit the website and follow the instructions provided, which may include creating an account and entering the card details.
  4. Once the activation process is complete, you can start using your Visa gift card. Please remember to sign the receipt when making purchases with your gift card, as some retailers may require it.