Of all the banking cards available on the global market these days, N26 is perhaps the most coveted. This snazzy card is more than just a piece of plastic. It’s the mobile banking system used the world over, with many happy customers extolling its virtues: fast, accommodating, and completely without false promises. The same cannot be said of other popular monetary systems. Furthermore, users of N26 can access their accounts from all over the world, and opening a bank account can easily be done in five minutes over the phone.
If you need a bit more convincing about the power of N26, here is a brief rundown of its benefits before getting into the nitty-gritty of how to go about getting one.
Reading the Fine Print
When opening a new bank account or trying to get a different credit card, you often have to be extra wary of the fine print. Unfortunately, most of us don’t have the time to wade through twelve pages of minuscule writing, explaining all kinds of hidden fees and charges. Which is generally the way most everyone gets bamboozled these days. The great thing about N26 is that there are no hidden fees, and there is full transparency in all transactions you make.
Plan for the Future
Do you want a simple way to keep track of your fiscal goals, but don’t want to have to keep everything in writing with pen and paper, or download another app when you know very well that your phone is out of space? Well, you’re in luck. N26 offers a wonderful way to keep track of both your bank account and future goals, whether it’s putting a down payment on a mortgage, saving for a trip to Spain, or just buying a new pair of boots. You can easily keep track of both short-term and long-term goals, and create personalized sub-accounts to instantly transfer money and pay off other bills in no time.
Withdrawals Made Pain Free
If you’re a frequent traveler going on business trips or just visiting family, there’s no need to worry about accessing your N26 account while abroad. With N26, you get unlimited free ATM withdrawals all across the U.S. and many other countries in Europe, Australia, or Mexico. You would also have access to a wide range of retail outlets who easily accept the card.
If you’re out of the established N26 network, then no fear: you can enjoy an additional two ATM withdrawals per month at no extra cost.
So, now that we’ve covered the exact reasons that render N26 the easiest and breeziest of cards, here’s how you can go about acquiring one for yourself:
It’s super easy to open an N26 bank account, almost absurdly so. You don’t have to walk into a bank and go through the hassle of waiting for a customer service rep to help you. All you need is to have your phone handy, make sure you have enough space, and log onto their website to start the process.
Backup Option Two
If it’s hard for you to use your phone for whatever reason at the moment, then no worries. You can use your laptop, iPad, or desktop computer and simply go to N26’s website. You can follow the steps that way and download the app onto your device.
But, in the long run, you should note that this would entail one caveat: unless you’re glued to your laptop or desktop computer at all times, you might miss out on some important messages from N26. In case of emergency, or for extra ease of mind when traveling, it’s best to use the company’s app on your phone. So, try to pair up your phone with the app as soon as possible, or else you run the risk of not having N26 working properly for you at all.
All you need to start is your email address, verification of your identity, and other vital details such as a cell phone number, your social security number if you reside in the U.S., home address, and a promo code, if you have luckily come across N26 via one of the many special offers they have from time to time. After you do this and enter your financial details, you will have your N26 card in no time.
One thing you need to do as you open the account is to figure out which kind you’d like to sign up for. There is the simple bank account option, there’s one for businesses, and another called N26 Metal, which offers premium benefits and additional customization options. N26 has different levels that offer ways of managing your finances, which accounts for its convenience and ease of use. Be sure to read up and figure out which one suits your needs.
The identity verification part is a bit tricky. You need to make sure that the video function on your phone or any other device is working properly. This step might seem a bit strange at first, but it’s fairly straightforward.
Basically, N26 needs a video call to be able to verify your identity – unless you live in Germany, in which case you can simply go to the post office and finish the steps there.
Otherwise, you can either take a selfie with your ID card on the N26 app or arrange for a quick video chat. The latter is the most recommended method, only taking a few minutes with a customer representative.
Wait for the Mail
Luckily, you don’t have to wait to receive the card too long: it will only take a few days to arrive in the mail. And before then, you will have access to your accounts via the app anyway, transferring money as you please. The entire process doesn’t take longer than 5 minutes altogether, even with the video call.
Finally, when it comes to signing up for cards and different banking systems, N26 is the one that offers the best solution to most of your financial queries. From handling the minutiae of frequent business travel to transferring money to friends and family at any time, or planning your short-term and long-term goals, the N26 has you covered. Banking truly has never been this easy and carefree.