Why Travel Insurance is Essential for Your Bali Vacation?

A popular holiday destination for tourists around the world is the sunny paradise in Indonesia called Bali. Romanticised by books and movies like Eat Pray Love, it has quickly become the most visited tropical haven for vacations in nature.

Despite the beauty and serenity of the province, it is not without its dangers. The destination is riddled with health risks, especially for those who are not used to the natural setting. Travel insurance is a safety net that ensures you have a safe vacation and get to soak in everything Bali has to offer. Live like the carefree locals on your trip with travel insurance for Bali.

Why you absolutely need travel insurance during your Bali Vacation

Here is a list of the safety hazards that you need to consider when travelling to Bali, where travel insurance is your safety net:

1. Bali belly – The water in Bali is not safe for consumption, especially if you have lived a cautious life. Bacteria in the water can cause upset stomachs. This kind of exposure can come from street food, ice cubes in drinks, or even drinking water. Be cautious of what you eat and drink, and definitely keep travel insurance for Bali handy.
2. Driving is not easy – Google Maps are designed to identify the shortest routes. However, the maps often lead through fields and uneven terrain. You could be subjected to accidents simply because you followed Google Maps.

In such cases, travel insurance can provide relief to treat injuries.

1. Theft while riding – There are several reports where tourists lost their belongings, including documents, wallets, phones, etc. while riding on 2-wheelers. Their belongings were snatched while on the vehicle and they never saw it again.
   This is why you need travel insurance. If your belongings are stolen, you will need emergency cash and replacements for your original documentation.
2. Robberies at accommodation – Certain areas of Bali are more prone to robberies. The accommodation itself won’t be a problem, but you are likely to get robbed while travelling to and from the location. You will need travel insurance to bail you out of such scenarios, especially if your travel documents and money are stolen.
3. Tourists robbing you – The number of thefts around accommodations often inspires evil-hearted tourists to partake in the activity, albeit they do it while you are away from the room. Since they have access to the floors, other tourists may steal your belongings. If they leave immediately after, you are stranded without money, documents, and hardly an explanation. Travel insurance can help bring you home while local authorities track down the culprits.
4. Mosquito bites – Yes, most parts of India are also riddled with mosquitoes, and you are probably used to the stings. However, we cannot disregard the diseases that these tiny insects carry. In the tropical climate of Bali, where city living facilities are much more limited than in India, mosquitoes breed far more. The paddy fields and nature-centric tourist locations are swarming with mosquitoes that are quite large in size and very capable of transmitting diseases with a single sting.

You can opt for emergency travel insurance online claims and rush for treatment on your Bali vacation for diseases such as dengue, malaria, and even COVID-19.

The benefits of travel insurance for Bali

Travel insurance covers your interests under several circumstances, such as:

1. Medical Bills – Travel insurance provides protection. If you fall prey to one or more dangers of venturing too far into the forests or oceans around Bali, you can seek medical attention immediately. This covers anything from diseases transmitted on the island, minor accidents and injuries, dental problems, etc.
2. Baggage loss – If you lose your belongings because another hotel guest stole it, or you were robbed while walking around or riding on 2-wheelers in Bali, travel insurance can help cover the costs of emergency supplies. Your insurance provider will also have copies of your travel documents that they can share in cases of emergency.

The travel insurance for Bali can also help if your baggage was lost at the airport due to faults by the airlines.

1. Emergency queries – Travel insurance providers offer services around the clock. Therefore, if you are uncertain about what to do after falling victim to an illness, robbery, loss of belongings, accident, etc., you can call the helpline. The experts can provide a list of the hospitals that are covered under your travel insurance or transfer emergency funds when you are cashless at the medical centres. They can also help with money to replace things that you need till you return to your home country.
2. Accident coverage – As we have discussed above, there are several possibilities of running into accidents. Google Maps are unreliable in Bali, and as good as a driver you may be, you may not be familiar with the local rules of Bali. Additionally, even if you are sitting in the back seat, the driver could make a mistake.

Let’s also not forget injuries caused by the uneven roads, potholes, dangers of trudging through fields, going on adventures in the water, etc.

Travel insurance covers a myriad of risks, and you absolutely need it if you want to enjoy your trip to Bali to the fullest without any worries about safety and health hazards.

Conclusion

Bali is a magical place to visit, but you need travel insurance for a safe trip. While exploring the natural beauty can be a treat for the senses, you will be exposed to many health risks. Without travel insurance, you may not be able to get immediate medical care, which may even result in airlines not allowing you to travel back to your home country.

Safety and health issues are predominant in any country in this era. That doesn’t mean that we give up on our dreams. It just means we get smarter and take precautions before planning a trip.

FAQs

• Does travel insurance online cover the costs of COVID-19 treatment in Bali?

Yes, ever since the pandemic took the world by storm, travel insurance online covers any symptoms and treatments associated with Covid 19. If you see those symptoms, rush to a hospital right away. If you are uncertain about which hospitals in Bali are associated with your travel insurance, you can call the toll-free number to quickly identify them with the help of an expert.

• What are the major health risks during a vacation in Bali?

Most of the natural waterbodies in Bali are unsafe for consumption or contact, so water-borne diseases are highly possible. Also, mosquitoes in the tropical region can lead to dengue, malaria, etc. Not to mention, there are plenty of reports about snake bites and indigenous insect bites that can be very dangerous. Follow the instructions of your guide and keep travel insurance for Bali handy to overcome these health risks.

• Can I get travel insurance once I reach Bali?

No. You need to be equipped with travel insurance for Bali before you leave your home country. You can get travel insurance online anytime before your flight takes off.

• Do I need a visa to go to Bali from India?

If you are an Indian citizen planning a vacation to Bali for less than 30 days, then you don’t need a visa. You are, however, advised to at least get travel insurance online for your protection.

• Can I get dengue in Bali?

Yes, there are lots of mosquitoes in Bali. Even if you are not trudging through the jungles, they are very likely to be in restaurants, hotels, and other hangout spots. Take proper precautions and have travel insurance for Bali with you. Mosquitoes spread diseases like dengue and malaria, more so in tropical climates like Bali.

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